Your Trusted Partner in Klang Valley No Upfront Payment!
A trusted loan specialist in the KL & Selangor, offering legal, fast, and secure personal and business loan services to help you overcome financial challenges.
Our Services
From short-term needs to long-term growth — we’ve got you covered

Personal Loan
Personal loan solutions are ideal for individuals in need of short-term financial support, such as medical bills, education fees, or urgent living expenses

Business Loan
Tailored SME loan packages to support business growth, cash flow needs, equipment upgrades, and daily operations for small to medium enterprises
Why Choose Us
Local Expertise in KL & Selangor
Deeply rooted in Selangor & KL, we understand your financial needs
Fast Loan Approval
Get your loan approved in as little as 1 hour
Flexible Amounts & Rates
Tailored loan packages with adjustable terms and interest
1-on-1 Loan Consultant
Dedicated support from application to disbursement
Secure & Confidential
All your information is handled safely and legally
High Approval Rate
Trusted by thousands of clients with proven success stories

About Us
Xinda is a professional loan consultancy based in the KL & Selangor, specializing in personal loans and SME financing. Guided by the core values of honesty and professionalism, we are committed to helping clients overcome financial challenges with safe, legal, and personalized lending solutions.
- Over 800 clients successfully assisted with financial solutions
- Online application available, with on-site consultation in KL & Selangor
- Fully legal loan packages with transparent processes and data confidentiality
Eligibility Requirements

Personal Loan
Age Requirement: Malaysian citizens aged 21 and above only.
Applicant Identity: Applications must be submitted by the borrower in person.
AKPK Participants: Applicants enrolled in AKPK are welcome.
Income Requirement: Cash income is accepted, with supporting income documentation required.
Credit History: Applicants with a blacklist record (e.g. CTOS/CCRIS) may still be eligible, provided they have ongoing repayment records.
Business Loan
Age Requirement: Malaysian citizens aged 21 and above only.
Applicant Identity: Applications must be submitted by the borrower personally.
AKPK Participants: Applicants enrolled in AKPK are welcome.
Income Requirement: Must provide business registration documents and valid identification.

Frequently Asked Questions
Yes. We accept various types of income including cash-based, freelance, and self-employed. Just provide basic income documentation.
Basic documents include your ID, proof of income (e.g. payslip), address verification, and business registration if applying for a business loan.
No. We support flexible repayment and no penalty is charged for settling your loan early.
Yes. We welcome applicants with CTOS/CCRIS records, as long as you have repayment ability and a genuine intention to repay.
Absolutely. We take your privacy seriously. All personal information is kept strictly confidential and will never be shared with third parties.

Address
No. 1, Jalan Kampar Kuala Lumpur, Kuala Lumpur. 50400 Kuala Lumpur
info@xindawealth.com
Phone
+60 10-77806282